IndieCalc

Free tax calculators & guides for freelancers and self-employed professionals

2026 Tax Guides for Freelancers

In-depth guides to the rules, deductions, and elections that actually move the needle for self-employed workers. Worked examples, real numbers, no fluff.

2026 Tax Law Changes

What changed under the One Big Beautiful Bill Act — and what it means in dollars.

2026 Tax Guide

The Freelancer's Guide to the 2026 OBBBA Tax Changes

Permanent QBI, $40,400 SALT cap, $2,200 child credit, no-tax-on-tips, senior deduction. The 7 changes that matter for freelancers, with worked examples at $60K, $100K, and $200K.

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2026 Tax Guide

The 2026 SALT Cap: Who Actually Benefits from $40,400

OBBBA quadrupled the SALT cap. The headlines said "huge win for blue states." The math is more interesting — here's who the new cap actually helps in CA, NY, NJ, and TX.

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The Essentials

The deductions, deadlines, and decisions every self-employed person eventually has to figure out.

2026 Tax Guide

Quarterly Estimated Taxes for Freelancers in 2026

Due dates, the 100%/110% safe harbor rule, the underpayment penalty math, and the first-year freelancer exception — explained with worked examples.

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2026 Tax Guide

The Home Office Deduction in 2026

Simplified vs. actual method, the exclusive-use rule, and the depreciation recapture trap that almost nobody warns you about. Renter and homeowner examples.

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2026 Tax Guide

LLC vs S-Corp: When the Election Actually Pays Off

Reasonable salary, payroll cost, QBI shrinkage, and state franchise tax. The real breakeven is higher than influencers tell you — here's the math.

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Reference

Where the numbers come from and how every state stacks up.

State Tax Guide

Why Your State Matters: A 50-State Freelance Tax Guide

The gap between the cheapest and most expensive states is over $8,000/year at $100K. See where every state falls and what the rates alone don't tell you.

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Methodology

How IndieCalc Works: Our Sources and Math

Every number traces back to an official source. See the full calculation pipeline, our data sources, and why your financial data never leaves your browser.

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