IndieCalc

Free tax calculators for freelancers & self-employed professionals

Know exactly what you owe.

Interactive tax calculators built specifically for freelancers, independent contractors, and small business owners. State-specific. Always free.

Most Popular

Self-Employment Tax Calculator

Calculate your federal SE tax (15.3%), income tax, and state tax on freelance income. See your take-home pay and quarterly estimated payments.

Available for all 50 states
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Quarterly Estimated Tax

Calculate your quarterly estimated tax payments to avoid IRS underpayment penalties. Includes safe harbor calculation.

Federal + state breakdowns
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Freelance Rate Calculator

Figure out what hourly rate you need to charge to hit your income goals after taxes and expenses.

Adjusts for your state
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LLC vs S-Corp Comparison

Compare your total tax liability as a sole proprietor, single-member LLC, and S-Corp. See which saves you the most.

State-specific analysis
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Business Expense Deduction Estimator

Estimate your Schedule C deductions and see how they reduce your tax bill. Covers home office, vehicle, equipment, and more.

Federal deductions
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Tax Guides for Freelancers

In-depth guides to help you understand your tax obligations and keep more of what you earn. View all guides →

2026 Tax Guide

The Freelancer's Guide to the 2026 OBBBA Tax Changes

How the One Big Beautiful Bill Act changes your QBI deduction, child credits, SALT cap, and more — with worked examples at real income levels.

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2026 Tax Guide

The 2026 SALT Cap: Who Actually Benefits from $40,400

OBBBA quadrupled the SALT cap. The headlines said "huge win for blue states." The math is more interesting — here's who the new cap actually helps.

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State Tax Guide

Why Your State Matters: A 50-State Freelance Tax Guide

The gap between the cheapest and most expensive states is over $8,000/year at $100K. See where every state falls and what the rates alone don't tell you.

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2026 Tax Guide

Quarterly Estimated Taxes for Freelancers in 2026

Due dates, the 100%/110% safe harbor rule, the underpayment penalty math, and the first-year freelancer exception — explained with worked examples.

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2026 Tax Guide

The Home Office Deduction in 2026

Simplified vs. actual method, the exclusive-use rule, and the depreciation recapture trap that almost nobody warns you about. Renter and homeowner examples.

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2026 Tax Guide

LLC vs S-Corp: When the Election Actually Pays Off

Reasonable salary, payroll cost, QBI shrinkage, and state franchise tax. The real breakeven is higher than influencers tell you — here's the math.

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Methodology

How IndieCalc Works: Our Sources and Math

Every number traces back to an official source. See the full calculation pipeline, our data sources, and why your financial data never leaves your browser.

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